If you are tired of living in a cramped apartment with your family and are ready for home ownership but need assistance with finding affordable housing one organization that may be able to offer help is the HUD (Housing and Urban Development) program.
1. First Time Home Buyer
The First time home buyers’ assistance program is designed specifically for those that have never owned a home and are currently living in an apartment and are ready for home ownership. They can often assist with a home of your choosing that meets their requirements or you can choose from a HUD home. These homes are already approved for their program and you can search through their online database of available homes in your area. The first time home buyer programs offers single moms and other looking to purchase a home a variety of valuable resources in order for you to apply for the program which may include taking a first time homebuyer class that will cover a number of topics from home maintenance, judging how much home you can afford to saving up in the case of an emergency.
2. Home Repair Help
If you have the home either through a divorce settlement or after you have already purchased a home on your own, you know how important it is to maintain your home and make any necessary repairs to your home. While you may be able to cover small repairs if you have a large repair (i.e. Roof damage) then HUD offers a home repair program to help single moms repair their home. They provide assistance through providing a low interest rate loan.
3. How to Find Home Assistance Programs
If you do not have a PC in the home then you can use the program at your local library. If you are unable to find someone to watch your kids while you are at the library some libraries offer programs designed for kids to help keep them busy while you are looking online for assistance programs. The internet is a good resource to help you find agencies in your area with information on applying. You can also contact HUD directly via phone (202) 708-1112.
4. Other Resources Offered Though HUD
If you have yet to finish high school or attend college then HUD has programs that will offer educational assistance and career training to help you get started on the right track.